By providing shareholder protection, in the event of a death or critical illness of a shareholder, funds are provided to other shareholders to protect their business interests.

If you are running your own Limited Liability Company how do your dependents realise the value of your shareholding if you die or suffer a serious illness?

Further, if there are other shareholders, do you have the money to buy out their dependents/beneficiaries if they die or suffer a serious illness?

We usually believe that we are building value through our businesses, but this is typically value that is very difficult to realise, especially in adverse circumstances.

Shareholder protection insurance can provide a lump sum when it's most needed to help you, your dependants or another shareholder's dependents realise that value and make sure the shares in the company end up in the right hands.

Don't leave it to chance, make sure your company's financial arrangements are in order.