Ross Pepperell has overall responsibility for our investment research division and running our model investment portfolios.

The Money Wise Model Portfolios are managed using the UK's most sophisticated wrap platform and aim to take advantage of new market information and changing economic conditions. There are 7 model portfolios run by a full time portfolio manager and researcher supported by extensive investment research. Each of the portfolios has a different risk and reward trade off, so that any individual clients' needs may be met. We are excited to offer our clients this new opportunity and believe it to be a much more efficient way of managing our clients assets and delivering great service.

Money Wise is now able to offer our clients a comprehensive wealth management proposition using the wrap and our Model Portfolio Service. The portfolios are designed for clients with over £60,000 of investable assets and using the latest wrap technology clients have greater transparency, lower costs, better research capabilities and superior risk adjusted investment performance.

The selection of the companies and funds for our Model Portfolios has been made of the basis of consistent investment performance, financial strength, service and charges. Our research team use research tools such as Analytics from Financial Express, which is a computer based research tool that uses quantitative data to compare and rank investments.

We also use qualitative or 'subjective' information from independent fund research agencies such as: Standard & Poor’s, Forsyth Old Broad Street, Lipper and City Wire, as well as meeting the fund managers ourselves; each of these agencies adopts slightly different methodologies that are useful to gain more than one point of view on a particular investment manager and fund.

In constructing the model portfolios, we take in to account the global economy and where we perceive risks and opportunities to be. We do not take risk for risk sake and are not afraid to go against the grain. It was for these reasons why our model portfolios outperformed so strongly during the financial storms of 2008 and why we believe we are a safe pair of hands going forwards.