Stephen started his financial services career in 1993 with General Portfolio, which was subsequently taken over by Group Des Assurance National (GAN), and joined Money Wise in April 1998. Stephen is married with two grown up children, is a graduate of Swansea University and is a passionate Welsh rugby fan Steve holds the Financial Planning Certificate (Cert PFS) and CeMap mortgage advice qualifications. Before entering financial services, Steve was previously a senior manager within the manufacturing industry.

Richard has over 20 years Financial Services experience having trained at NatWest, worked at Grant Thornton and headed the financial services division for a large law firm, Thring Townsend, before he joining Money Wise in November 2006.  Richard holds the Diploma in Financial Planning (Dip PFS) and specialises in investments, trusts and inheritance tax planning and is Head of the Wealth Management business overseeing the investment team who run the Discretionary portfolios and chairs the investment committee.

Duncan started his career in Financial Services over 20 years ago with Hill Samuel. He then moved to Grosvenor Wood, a high net worth private client practice based in the City. Following the sale of Grosvenor Wood in 2006, Duncan ran the private client wealth management division for Cobalt Capital, before joining Money Wise in March 2009. Duncan is married with two children and now lives in his home town of Bath although much of his working week remains City based. Duncan plays a key role in developing relationships with professional introducers including Solicitors, Accountants and Charities.