Health Insurance

Private Medical Expenses Insurance
You’ll be amazed how premiums can vary from company to company with little difference in benefit levels. We will find you the most competitive scheme available and make sure you continue to get the very best advice in the future. Private Medical Insurance ensures immediate access to Consultants and Hospital treatment allowing you to choose when you receive treatment. You have access to the Consultant of your choice at the Hospital of your choice. Consultants are not faced with the pressures of NHS workloads. A high nurse to patient ratio ensures a more personal service.


Long Term Care Insurance
Long-term care refers to a broad range of supportive medical, personal and social services needed by people who are unable to meet their basic living needs for an extended period of time. This may be caused by accident, illness or frailty. Such conditions include the inability to move about, dress, bathe, eat, use a toilet, medicate and avoid incontinence. Also care may be needed to help the disabled with household cleaning, preparing meals, shopping, paying bills, visiting the doctor, answering the phone and taking medications. Additional long-term care disabilities are due to cognitive impairment from stroke, depression, dementia, Alzheimer's, Parkinson's and so on. Long-term care requires a healthy person to provide support for the disabled person. Long term care insurance can provide the financial resources required to fund these care needs, whether that be in a nursing home environment or in the policyholder’s own home.